Loan-scholarships (interest-free or low-interest)
How to Apply Successfully — Tips
Start Early: Many scholarships have deadlines months before academic programs begin.
Strong Application Materials: Prepare a good SOP (Statement of Purpose), LORs (Letters of Recommendation), and your CV.
Academic Excellence: Most scholarships want very good academic records.
Language Tests: Be ready with TOEFL / IELTS / other required tests.
Work Experience / Leadership: Some scholarships (like Chevening) value leadership and work experience.
Financial Need / Merit: Know whether the scholarship is purely merit-based or considers financial need.
Use Official Portals: Apply via official scholarship portals or university websites to avoid fraud.
Backup Options: Apply to multiple scholarships / universities to increase your chances.